Zoghori  Sacco  offers a pathway to wealth creation through a combination of nurturing savings culture, access to affordable loans, and potential investment opportunities.

 Zoghori  Sacco  members build wealth by saving regularly, borrowing for income-generating activities, and reinvesting returns. We facilitates wealth creation to our  members  through :

  1. Encouraging and Providing banking platform to members to make consistent savings -

Using USSD *346# or using Zoghori Kapu App from the Google Playstore, App Store and  App Galley. We encourage our members to make regular deposit directly at the pay point (pay myself first) or payroll deductions. which helps members build a substantial corpus over time. Members can access loans based on their savings, allowing them to acquire assets like land, property, or capital to start or  continue with business ventures. Cumulated savings and loan utilization enables our members to  significantly  accumulate assets  over time.

  1. Offering affordable credit with favorable terms of payments to suit our members' needs  

Financing our members through our tailor made loan products  it enables them to undertake income generating activities like starting business, acquiring assets like land , rental houses ,car e.t.c 

  1. Profit Sharing and Dividends

Our profits are distributed  to members in the form of dividends to shares  and interest on deposits  ,this provides an additional stream of income to our members . These dividends and interest can be reinvested to further accelerate wealth accumulation.

Note: The amount paid as dividends or interest to our members is often linked to the member's savings and the overall profitability of the sacco .

  1. Financial Education and Empowerment

Our sacco provides financial literacy programs and training to their members through our zonal member education forums , online engagements and member-staff daily interactions.This financial education empowers members to make informed decisions about their finances, including savings, investments, and loan utilization.

  1. Community and Social Capital

Zoghori Sacco fosters a sense of community and mutual support among members. This sense of community  provides valuable support and encouragement during our members wealth creation journey. Members can also leverage the collective knowledge and experience of the group to make informed decisions. Hence Building One Another